Like other disasters before it, many homeowners are learning that their insurance policies fall short when it comes to flooding.
Agents from insurance companies have fanned out across the state to talk with policy holders. Evelyn Goss of Moretown lost everything that wasn't on the second floor of her home. She and her husband do not have a stand alone flood insurance policy and she says they are now in a state of financial limbo.
"Well, we haven't figured that at this point I'm not even thinking about it because I have no idea what kind of help we can get or if we could get any low interest loans or anything well find out in time," Goss said. "I have no idea in the world how much its going to cost us but I do know we have wonderful friends and neighbors and they've done more than they need to help us out."
The Insurance agent that visited Goss Sunday was only able to provide claim information for FEMA assistance -- like low interest loans. Whatever the hurdles - Goss' kids say they are determined to get their parents house back into shape.
Most mortgage lenders require flood insurance for property in high risk areas. The National Flood Insurance Program operated by FEMA offers flood policies in many Vermont communities including Moretown.
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